By getting pre-qualified, you will receive a full understanding of your mortgage options and price range. You can get pre-qualified via phone, online application, or in person.
Work with your real estate broker to determine your optimum location, visit properties and discover your dream home.
Write an Offer to Purchase
An Offer to Purchase, including a Pre-Approval Letter, is regarded as more credible.
Complete Your Mortgage Application
Upon acceptance of your offer, complete your mortgage application. Collect and send your mortgage application documents to your loan officer, who will prepare your application for your signature. After signing your mortgage application, your lender will order a property appraisal. The appraiser then determines if the accepted sales price meets all of the required guidelines.